Georgia Hard Money Lending  ·  Atlanta Metro & Beyond

Fast Capital.
Serious Results.

Where Capital Meets Opportunity.

IronStone Funding provides asset-based bridge, fix-and-flip, and construction financing for Georgia real estate investors. Close in 5–7 days — no bank red tape, no hidden fees, no appraisal delays.

5–7
Day Closes
85%
Max LTV
$300K
Max Loan
0
Hidden Fees
No Appraisal Required
Asset value assessed internally — no delays, no third-party bottlenecks
No Credit Pull to Quote
Get a term sheet without a hard inquiry — asset quality drives approval
Direct Decision-Maker
Talk to Jacci — no processors, no committees, no loan officers in the way
Georgia Attorney Closings
Fully compliant with GA law — coordinated with local closing attorneys
What Georgia Investors Say
"

IronStone funded my Clayton County flip faster than any lender I'd worked with. Transparent terms, no last-minute surprises at the table — exactly what a serious investor needs.

T.M. Fix & Flip Investor · Clayton County, GA
"

Asset-based lending is exactly right for investors with strong deals but non-traditional credit. IronStone understood that from the first conversation and we moved fast.

D.W. Real Estate Investor · Gwinnett County, GA
"

The education-first approach set IronStone apart. I understood exactly what I was getting into before I submitted my first deal. More lenders should operate this way.

P.S. New Investor · Atlanta Metro, GA
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Georgia Attorney Closings Fully compliant · GA attorney-coordinated
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Asset-Based Lending Property value drives approval — not FICO
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B2B Only · Investor LLCs Non-owner occupied · Business entities
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Direct Decision-Maker Talk to Jacci · No middlemen, no committees

Built for Georgia
Investors. Period.

We exist to fund deals that banks won't touch, faster than anyone else will. No fluff, no runaround — just capital that closes when you need it.

Speed

Term sheets in 24 hours. Funding in 5–7 days. We move at the pace of your deal.

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Strength

Personal capital, no outside investors. No pipeline delays or approval committees.

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Transparency

Every fee disclosed upfront. No surprises at closing. What we quote is what you pay.

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Education

IronStone Academy gives investors real tools to flip smarter and borrow with confidence.

5 Reasons to Choose
IronStone Over the Rest

  • Educator-First Approach — Free resources for borrowers before, during, and after funding. No one else does this.
  • Deep Georgia Market Focus — We know Atlanta, Clayton, Gwinnett, and Rockdale/Newton intimately. This isn't national volume lending.
  • Fully Transparent Pricing — 9.5–11% rates, 1–2% origination, zero junk fees. All disclosed before you commit to anything.
  • No Credit-Pull Pre-Qualification — Submit deal details. We evaluate the asset, not your FICO score.
  • Direct Decision-Maker Access — You talk to the person writing the check. No account managers, no middlemen.

Financing for Every
Stage of the Deal

$75K–$300K  ·  Non-owner occupied only  ·  Georgia properties

Bridge Financing

Bridge
Loan

FROM 10.0% INTEREST RATE
  • LTVUp to 75%
  • Term3–12 months
  • Origination1–2 points
  • Close Time5–7 business days
  • UseAcquisitions & payoffs
  • AppraisalCase by case
Apply for Bridge
New Construction

Construction
Loan

FROM 10.5% INTEREST RATE
  • LTCUp to 80%
  • Term9–18 months
  • Origination1.5–2 points
  • DrawsMilestone-based
  • ScopeRequired
  • EligibleSFR & small multifamily
Apply for Construction

Application to Funded
in 5–7 Business Days

No drawn-out underwriting, no committee approvals, no appraisal delays. Submit your deal — we respond within 24 hours.

01

Submit Deal

Property address, purchase price, ARV estimate, and scope of work. Takes under 5 minutes.

Day 1
02

Term Sheet

Receive your full term sheet within 24 hours. No credit pull. No fee to see your offer.

Day 2
03

Underwriting

We review the asset, run comps, verify scope. Internal decision — no committee.

Days 3–4
04

Attorney Closing

Georgia attorney-coordinated closing. Docs prepared, reviewed, and compliant.

Days 5–6
05

Funded

Wire sent. Capital in hand. Go execute your deal with IronStone behind you.

Day 5–7

Knowledge Is Your
Best Risk
Mitigation.

Most lenders don't care what happens after the loan closes. We do. The IronStone Academy gives Georgia investors free, practical education to flip smarter, borrow better, and build lasting wealth.

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Hard Money 101

What it is, when to use it, true cost of capital

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Analyzing Deals

ARV methodology, scope, and margin math

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Georgia Market Intel

Atlanta, Clayton, Gwinnett deep dives

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Avoiding Mistakes

Common flip errors that kill margins

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Scope of Work

Writing SOW that protects your project

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Exit Strategies

Flip vs. hold vs. refinance decisions

Free Georgia Fix &
Flip Starter Guide

ARV calculations, market data, scope-of-work templates, and the 7 mistakes first-time Georgia flippers make. Zero cost. No obligation.

No spam. Unsubscribe anytime. For real estate investors only.

We Know These Markets.
Not Just the Zip Codes.

Tier 1 — Active Now
  • Atlanta Core / Fulton & DeKalbHigh volume · Strong ARVs
  • Clayton CountyStrong flip demand · Affordable entry
  • Gwinnett CountyFast appreciation · Suburban growth
  • Rockdale / Newton CountyValue-add inventory · Lower competition
Tier 2 — Expanding Soon
  • Augusta MetroMedical & military demand · Growing
  • Savannah MetroPort economy · Tourism-driven values

Focused on Georgia markets where our capital creates the most impact — competitive pricing, active buyer pools, and strong ARV support.

$75K
Min Loan
$300K
Max Loan
B2B
Investors Only
GA
State Focus
Submit Your Deal →

Let's Talk
About
Your Deal.

No lengthy applications. No credit pulls. Submit your deal details and receive a term sheet within 24 hours — usually faster.

No credit pull to receive a quote
Term sheet within 24 hours
Close in 5–7 business days
All fees disclosed before signing
Talk directly to the decision-maker
Contact Directly
Jacci Parkinson
Owner, IronStone Funding
(801) 787-0955 info@ironstonefunding.com

Submit Your Deal

For non-owner occupied investment properties only. IronStone Funding lends to business entities in Georgia. No credit pull required for initial review.